The code

IMPORTANT NOTICE: The UBS Financial Education Program is made available via this website which is operated by EVERFI, Inc. ("EVERFI"), a third party service provider engaged by UBS Financial Services Inc. ("UBS"). The Program is provided "as is" and "as available" for the convenience and informational purposes of authorized users only. It has not been prepared with regard to the specific investment objectives, financial situation or particular needs of any specific user. The information, content, documents and materials provided through the Program does not constitute, and should not be regarded as, professional or investment advice. The Program is not intended to be a complete statement or summary of the topics or issues referred to therein and should not be regarded by users as legal, tax, accounting, regulatory, or other specialist or technical advice or services or investment advice or a personal recommendation or a substitute for the exercise of their own judgment. Users should refer to their own professional advisors and consultants for specialist or technical advice or services. The Program is not intended for use by, or distribution to any person or entity in any jurisdiction or country where such use or distribution would be contrary to applicable laws or regulations. UBS has no control over, does not assume any responsibility for and does not make any warranties or representations as to EVERFI's website or any information, content, documents or materials therein, including but not limited to, accuracy, quality, timeliness, reliability, security or availability, or that EVERFI's website or its contents are virus-free or error-free. Accordingly, neither UBS or its affiliated companies, nor any of their directors, officers, employees or agents accepts any liability for any loss or damage arising out of the use of all or any part of the Program or the website or reliance upon any information contained or provided herein. All activities carried out on EVERFI's website are subject to the disclosures, and EVERFI's Terms and Conditions of Service and privacy policy published on the website. Please read these disclosures, terms, conditions and policies carefully. By using or accessing the Program, you agree to be bound by these disclosures and EVERFI's Terms and Conditions of Service and privacy policy. If you do not wish to be bound by these terms, please do not access or use the Program or EVERFI's website. By clicking "OK", you confirm that you have read and understood the above Important Notice and agree to and accept the statement of risks and the terms and conditions of use relating to the Program and the website.
As a firm providing wealth management services to clients, UBS Financial Services Inc. offers both investment advisory services and brokerage services. Investment advisory services and brokerage services are separate and distinct, differ in material ways and are governed by different laws and separate arrangements. It is important that clients understand the ways in which we conduct business and that they carefully read the agreements and disclosures that we provide to them about the products or services we offer. For more information, please review the PDF document at ubs.com/workingwithus. © UBS 2022. All rights reserved. UBS Financial Services Inc. is a subsidiary of UBS AG. Member FINRA/SIPC.